Loans, credit cards & more – samjho, compare karo, phir chuno
Independent, free guidance on personal loans, business loans, credit cards, loan apps and accounts – in simple Hindi, Gujarati and English.
Please note: Fin Mitra is an independent service of Kotadiya Enterprise. It is NOT affiliated with, endorsed by or connected to Jio, JioFinance, Jio Payments Bank, Jio Financial Services or Reliance Industries. ‘Jio’ and related names are trademarks of their respective owners. We never ask for OTP, UPI PIN or advance fees.
Everything you need, in one place
Har service ka alag detail page hai – tap karo aur compare karo.
Personal Loan
Compare personal loans from banks & NBFCs – eligibility, charges and EMI.
- Salaried & self-employed
- Lender decides rate & amount
Business Loan
MSME loans – working capital, term loan, GST-based and machinery loans.
- 6 lenders compared
- 15 city pages
Credit Cards
40+ cards by category – lifetime free, cashback, fuel, travel, UPI.
- Fees shown upfront
- Compare up to 3 cards
Instant Loan Apps
Small and quick loans through apps backed by RBI-regulated lenders.
- Real lender name shown
- Fake-app safety tips
Loan Against Mutual Funds
Borrow against your MF units without selling them.
- Units stay invested
- Know margin-call risk
Demat & Savings Accounts
Open demat or savings accounts with regulated brokers and banks.
- Zero/low-fee options
- Compare features
CIBIL / Credit Report Help
Understand your credit report and how to improve your score.
- Free guidance
- No ‘score repair’ promises
EMI Calculator
Plan your EMI before you borrow – flat rate and schedule included.
- Reducing balance EMI
- Share on WhatsApp
4 simple steps
Choose a service
Loan, credit card, account or app – pick what you need.
Compare options
See lender name, fees, amount and who it suits.
Check EMI & cost
Use the EMI calculator and read the KFS before signing.
Apply on official page
Apply on the bank/NBFC page or listed partner – never pay advance fees.
Video guides
Loans, credit cards aur safe borrowing ke simple videos – hamare YouTube channel se.
New videos every month
Topics: loan eligibility, CIBIL score, credit card choice, fake loan apps and more.
Loan EMI calculator
EMI pehle check karo – phir loan lo.
Rate shown here is only an example. Your lender’s KFS will show the actual rate and APR.
Loan & card fraud se kaise bachein
Fraud se bacho
- Never pay ‘advance fee’, ‘file charge’ or ‘GST’ to get a loan released
- Don’t share OTP, UPI PIN, card CVV or passwords with anyone
- Don’t trust calls/messages claiming to be from a bank or a big brand – check on the official website
- Check the lender (bank/NBFC) name in the app and Key Fact Statement
- Apply only on the lender’s official app/website or listed partner
- Report fraud on the National Cyber Crime portal (cybercrime.gov.in) or RBI Sachet portal
Frequently asked questions
Is Fin Mitra part of Jio or Reliance?
No. Fin Mitra is an independent service of Kotadiya Enterprise, Surat. It is not affiliated with, endorsed by or connected to Jio, JioFinance, Jio Payments Bank, Jio Financial Services or Reliance Industries.
Is Fin Mitra a bank or lender?
No. We are an independent loan and credit card advisory and assistance service. Loans and cards are issued only by RBI-regulated banks and NBFCs, who decide approval.
Do you charge any fee?
No. Our guidance on this site is free. We may receive referral compensation from banks, NBFCs or platforms when you apply through our links.
Do you guarantee loan or card approval?
No. Approval, amount and interest rate are decided only by the lender or card issuer after checking your profile.
Which services can I compare here?
Personal loans, business loans, credit cards, instant loan apps, loan against mutual funds, demat and savings accounts, and credit report help.
How do I stay safe from loan fraud?
Never pay an advance fee to get a loan, never share OTP or UPI PIN, and check the lender’s name in the Key Fact Statement before signing.
Start with the right comparison
Choose a service and compare options – free, independent and in simple language.
Not affiliated with Jio or Reliance · Not a bank/NBFC · *T&C Apply
Disclaimer: We are an independent loan advisory and assistance service provider (Kotadiya Enterprise, Udyam: UDYAM-GJ-22-0004681), not a bank or NBFC. Loan approval and disbursement are subject to the respective lender’s eligibility criteria, credit assessment and internal policies. We do not guarantee loan approval. We do not charge any fee for guidance on this site; we may receive referral compensation from banks, NBFCs or partners. Information was last reviewed on 5 November 2026 and may change – please confirm on the lender’s official website and Key Fact Statement before applying. Privacy Policy · Terms · Grievance · Referral disclosure. *T&C Apply.